Chris Sommers

  • Senior Loan Officer
  • NMLS: 207368
  • (303) 501-9880
  • 3454 Riding Hood Court
  • Castle Rock, Colorado 80109

"Always looking out for you!" This is my tagline, and it describes how I view my role in all parts of my life. I will always be looking to provide the best information, options, and advice to everyone I encounter. I will always keep your interests at the forefront. When it comes to mortgages, it is always a big deal, and I strive to make the process as smooth as possible. With nearly 20 years in the lending business, I have experienced nearly every imaginable situation, and this gives me the experience to guide you through the process. I look forward to working for you.

The Ultimate Guide to Closing Costs
The Ultimate Guide to Closing Costs
Oct 16 2019   first time buyer first home first mortgage home loan apply for a first home loan
Just like when you purchase a car, the listed price of the home does not include the additional fees. Essentially, the "sticker price" is not the out-the-door price. For home purchases, these additional fees are lumped together and called "closing... Read More
Locked vs Floating Mortgage Rate: Which Is Better?
Locked vs Floating Mortgage Rate: Which Is Better?
Oct 9 2019   first time buyer first home first mortgage home loan apply for a first home loan
Mortgage rates have been relatively consistent, but don't let that get you too comfortable. Rates are changing all the time  --by how much, and whether it will be in your favor, we cannot say. We can make intelligent guesses, but we can't... Read More
Financial Benefits of Buying a Home in a College Town
Financial Benefits of Buying a Home in a College Town
Oct 2 2019   first time buyer first home first mortgage home loan investment property
Even if you’re done with college or if your children are years away from higher education, there are still many benefits to living in a college town. And don’t think that college towns are all small towns. College towns can be as urban as... Read More
Should You Buy A Fixer-Upper? How To Tell If It's Right For You
Should You Buy A Fixer-Upper? How To Tell If It's Right For You
Sep 25 2019   FHA(k) loan Fannie May Mystyle home finance loan remodeling home loan renovation loan
Buying a home that needs significant renovation sounds like a nightmare to some --and a dream come true to others. With renovation reality TV, America has romanticized the idea of buying a fixer-upper and making over their home. But as satisfying as... Read More