Ramiro Garcia

  • Loan Officer
  • NMLS: 342036
  • (805) 377-0595
  • 4510 W 77th St Suite #380
  • Edina, Minnesota 55435

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

The Fastest Ways to Fund Your Home Renovation
The Fastest Ways to Fund Your Home Renovation
Feb 20 2019   HELOC Refinance Home Equity Loan
Whether you're renovating for style or repair, making changes to your home is exciting --and daunting! Planning what to upgrade, where to purchase the supplies, who to trust to do the work are just some of the daunting tasks involved. But there's... Read More
Read This Before You Rocket Your Mortgage
Read This Before You "Rocket" Your Mortgage
Feb 13 2019   first time buyer first home first mortgage home loan apply for a first home loan
Digital convenience is essential in today's world --even when applying for a mortgage. Submitting your home loan application and all the necessary documents with just a few clicks is not only easy, but it also makes the approval process faster and... Read More
The Difference Between a Co-Borrower and a Co-Signer on a Mortgage
The Difference Between a Co-Borrower and a Co-Signer on a Mortgage
Feb 6 2019   home loan applying for a home loan credit score for a home loan co-borrower co-signer
Buying a home often means buying it alongside another person. It may be a spouse, a parent, with your adult child, a family member, or another significant other. If you plan on purchasing a home and plan on including another party, it's important to... Read More
Using A Second Mortgage Like Your Secret Stash
Using A Second Mortgage Like Your Secret Stash
Jan 30 2019   second mortgage home equity line of credit home equity home home loan
A second mortgage is a home equity loan or a home equity line of credit, and just like your original mortgage, a second mortgage is secured by your home. Although it may seem counter-intuitive to take out "another loan" on your home, a second... Read More